Internationale beleggingsplatforms
Beleggingsrekeningen, fiscale constructies en bewaarregelingen, in het buitenland of in uw eigen land, die passen bij waar u woont en wat u moet melden aan de fiscus.
What you invest through matters as much as what you invest in. The same investments held in an offshore bond, a platform account, a local tax wrapper or a company can be taxed, reported and passed on very differently depending on where you live — and the wrong wrapper is expensive to undo later.
We choose investment platforms, wrappers and safekeeping arrangements to fit where you actually live and what you must report: whether funds have UK 'reporting fund' status, how international reporting (CRS and FATCA) treats them, tax kept back on income, whether you can still use the account if you move, and how it passes on when you die.
We check the provider's strength as well as its cost: how financially sound the platform is, how your assets are held and kept separate, which country's protection scheme covers you, and the practical question of whether they'll still accept you after your next move.
Wat wij voor u doen
- Choosing the right wrapper and platform
- Avoiding UK 'non-reporting fund' tax traps
- Checking who holds your assets and how safe they are
Wie hier meestal gebruik van maakt
- People who move between countries and need accounts that move with them
- People holding old offshore bonds sold to them years ago in another country
- Americans and people with US ties who need arrangements that avoid US tax traps (PFIC and FATCA)
- Companies and trusts investing spare cash
Eén team, stap voor stap, van het eerste gesprek tot en met de overdracht.
Where you live, your domicile, what you must report and the wrappers you already have, reviewed.
Platform, bond, wrapper and direct-holding options compared on tax, cost, portability and what happens on death.
The provider's financial strength, how assets are held, how they're kept separate and the protection scheme, reviewed.
Accounts opened, investments moved across as they are where possible, and reporting set up.
Wat u ontvangt.
Elke opdracht sluiten wij af met een overdrachtsdossier dat door specialisten is gecontroleerd. Dit dossier bewaren wij dertig jaar.
- A comparison of wrappers and platforms, with the tax
- A note checking the provider and how your assets are held
- Account opening handled for you
- A plan for moving investments across without selling, where possible
- Reporting set up in one place
De landen die wij hiervoor het vaakst gebruiken.
Vragen die we in elk kennismakingsgesprek horen.
- Are offshore bonds still worth using?
- Sometimes. Letting gains build up without yearly tax, and being able to take the bond with you, can be valuable for people who'll change country — but charges and tax vary widely. We judge yours on the numbers, with all product charges and intermediary payments disclosed.
- What is 'reporting fund' status and why does it matter?
- If a fund doesn't have reporting fund status, UK residents can be taxed on gains at income tax rates instead of the lower capital gains rates. Other countries have similar traps, so we choose the wrapper and the funds together.
- I'm a US citizen — can you help?
- Yes, with a smaller group of providers. People with US ties need arrangements that avoid the PFIC tax trap and comply with FATCA, and we only recommend platforms that actively take on US clients.
- What happens to the account if I move country?
- We check that before opening it. We favour providers that keep serving clients in the countries you're realistically likely to live in.
Begin met een gesprek van twintig minuten. U vertrekt met een schriftelijk plan en een prijs.
Elke opdracht begint bij ons adviesteam en gaat daarna naar de juiste specialisten. U ontvangt onze tarieven schriftelijk voordat het werk begint. Wij werken niet met uurtarieven.
Meer over vermogen en verwante diensten
Vermogensstrategie op maat
Eén samenhangend plan voor alle landen waar u vermogen heeft. Uw doelen staan voorop, producten komen pas daarna, en het plan wordt herzien als uw situatie verandert.
Vermogens- en portefeuillebeheer
Beleggingsportefeuilles die onafhankelijke beheerders voor u beheren of die u eerst zelf goedkeurt — in meerdere valuta's, met volledige openheid over alle kosten en eventuele vergoedingen aan adviseurs.
Pensioenplanning
Pensioenplanning voor mensen met pensioenen, werkgevers en een fiscale woonplaats in meerdere landen.
Elke opdracht begint met een adviesgesprek van twintig minuten. Voordat het werk start, ontvangt u de prijs schriftelijk. Wij rekenen geen uurtarief.