PWS Offshore / Chokepoint assessment
Rules-based diagnostic · v4.0.0Find the break points.
Protect what keeps you moving.
If your bank stopped working, you had to move country, or a key person became unavailable, what would keep going? Assess the arrangements behind your money, business and family before you need to rely on them.
Free · about 6–8 minutes · see your results without giving an email. Your progress is saved in this browser, so you can stop and come back.
01
Find the weak links
See where your arrangements could stop working under a specific event.
02
Separate gaps from unknowns
Missing facts stay visible as ranges, rather than guessed scores.
03
Know what to review first
Get ranked priorities and possible next steps to discuss with an adviser.
Developed by our team
Built together. Grounded in real arrangements.
Simon
James
Andrew
RaadDeveloped by the PWS team — Simon, James, Andrew and Raad — in collaboration with our licensed partners. The Chokepoint engine was built jointly by our team and our licensed partners.
Rules review due
Rules version 4.0.0 (reviewed 7 October 2026) are past their scheduled review date of 6 November 2026 — ask PWS to confirm before relying on this report.
This date describes the rules’ review schedule. Your result reflects the answers you give today; it is not independent verification of your arrangements or legal compliance.
Meet the PWS teamThe assessment
Eight areas.
One clearer picture.
Each area considers one real-world disruption and asks two questions about what you have in place today. Your answers show reported gaps, facts to confirm and arrangements worth keeping checked.
- 01
Banking continuity
Main banking group unavailable for 30 days
- 02
Payment collection
Main collection provider or platform unavailable for 30 days
- 03
Country dependency
Essential arrangements in your main dependency country unavailable for 30 days
- 04
Relocation readiness
Relocation to your stated alternative within 90 days
- 05
Records and responsibilities
Preparation check: record and adviser continuity
- 06
Authorised temporary cover
You are temporarily unavailable for 30 days
- 07
Succession and incapacity preparation
Preparation check: death or permanent incapacity
- 08
Digital recovery
Main phone, primary email and usual device all unavailable
A practical starting point, not a prediction
These percentages are points on a diagnostic concern scale, not probabilities of failure or loss. Results use your answers and do not verify arrangements, legal compliance or eligibility. Possible needs require confirmation of the relevant facts.