Global Investment Platforms
Investment accounts, tax wrappers and safekeeping arrangements, offshore or onshore, that match where you live and what you must report.
What you invest through matters as much as what you invest in. The same investments held in an offshore bond, a platform account, a local tax wrapper or a company can be taxed, reported and passed on very differently depending on where you live — and the wrong wrapper is expensive to undo later.
We choose investment platforms, wrappers and safekeeping arrangements to fit where you actually live and what you must report: whether funds have UK 'reporting fund' status, how international reporting (CRS and FATCA) treats them, tax kept back on income, whether you can still use the account if you move, and how it passes on when you die.
We check the provider's strength as well as its cost: how financially sound the platform is, how your assets are held and kept separate, which country's protection scheme covers you, and the practical question of whether they'll still accept you after your next move.
What we do for you
- Choosing the right wrapper and platform
- Avoiding UK 'non-reporting fund' tax traps
- Checking who holds your assets and how safe they are
Who usually uses this
- People who move between countries and need accounts that move with them
- People holding old offshore bonds sold to them years ago in another country
- Americans and people with US ties who need arrangements that avoid US tax traps (PFIC and FATCA)
- Companies and trusts investing spare cash
One team, step by step, from the first call to handing it over.
Where you live, your domicile, what you must report and the wrappers you already have, reviewed.
Platform, bond, wrapper and direct-holding options compared on tax, cost, portability and what happens on death.
The provider's financial strength, how assets are held, how they're kept separate and the protection scheme, reviewed.
Accounts opened, investments moved across as they are where possible, and reporting set up.
What you receive.
Every engagement closes with a specialist-reviewed handover pack — retained on file for thirty years.
- A comparison of wrappers and platforms, with the tax
- A note checking the provider and how your assets are held
- Account opening handled for you
- A plan for moving investments across without selling, where possible
- Reporting set up in one place
The countries we most often use for this service.
Questions we hear on every intake call.
- Are offshore bonds still worth using?
- Sometimes. Letting gains build up without yearly tax, and being able to take the bond with you, can be valuable for people who'll change country — but charges and tax vary widely. We judge yours on the numbers, with all product charges and intermediary payments disclosed.
- What is 'reporting fund' status and why does it matter?
- If a fund doesn't have reporting fund status, UK residents can be taxed on gains at income tax rates instead of the lower capital gains rates. Other countries have similar traps, so we choose the wrapper and the funds together.
- I'm a US citizen — can you help?
- Yes, with a smaller group of providers. People with US ties need arrangements that avoid the PFIC tax trap and comply with FATCA, and we only recommend platforms that actively take on US clients.
- What happens to the account if I move country?
- We check that before opening it. We favour providers that keep serving clients in the countries you're realistically likely to live in.
Start with a twenty-minute call. Come away with a written plan and price.
Every engagement begins with our advisory team and is assigned to the relevant specialists. Fees are quoted in writing before any work begins. No hourly billing.
More on wealth & related work
Personalised Wealth Strategies
One joined-up plan across every country you hold assets in — your goals first, products last, reviewed as your life changes.
Asset & Portfolio Management
Investment portfolios run by independent managers, either for you or with your sign-off — in several currencies, with all costs and any adviser payments disclosed.
Retirement Planning
Retirement planning for people whose pensions, employers and tax residence are spread across several countries.
Every engagement begins with a twenty-minute advisory call. The fee is in writing before any work begins. No hourly billing.