Wealth & Investment Services. Explained before anything is built.
Investment strategy, portfolios, retirement and pension transfers, school and university fees, insurance and inheritance tax planning for families living across borders.
Wealth planning is what comes after the structure. Once companies, trusts and banking are in place, the questions become how your money is invested, how retirement is paid for, how school fees are met, and how your estate passes on without a tax bill you could have avoided.
We coordinate that planning for clients whose lives and assets span more than one country. Investments, pensions, insurance and succession are brought into one written strategy, instead of a collection of unrelated products bought in different countries.
Our wealth management is paid for through the products and portfolios we recommend, not fixed or hourly fees. Every product's charges and any payment to us are disclosed before anything is done, and ongoing commissions are passed back in your favour.
The things that decide whether this works in real life.
Goals before products
Cash flow, timeline, currency and attitude to risk are worked out first; investments are chosen last.
Built for life across borders
Where you live, your domicile, UK 'reporting fund' status and tax treaties shape every wrapper and platform we recommend.
Independent, with costs shown
Portfolios and policies go to independent, regulated managers and insurers. The total cost is written down before you commit.
Reviewed, not filed away
Strategies are re-checked every year, and whenever where you live, your family or your cash needs change.
Choose the specific service.
- Personalised Wealth Strategiesprivate · 3–8 weeks
- Asset & Portfolio Managementprivate · 4–10 weeks
- Retirement Planningprivate · 3–8 weeks
- UK Pension Transfers (SIPP / QROPS)private · 6–16 weeks
- Global Investment PlatformsCorporate & Private · 3–8 weeks
- Education Fee Planningprivate · 2–6 weeks
- Insurance & Protectionprivate · 2–6 weeks
- Inheritance Tax Planningprivate · 4–12 weeks
Personalised Wealth Strategies
One joined-up plan across every country you hold assets in — your goals first, products last, reviewed as your life changes.
Asset & Portfolio Management
Investment portfolios run by independent managers, either for you or with your sign-off — in several currencies, with all costs and any adviser payments disclosed.
Retirement Planning
Retirement planning for people whose pensions, employers and tax residence are spread across several countries.
UK Pension Transfers (SIPP / QROPS)
For people living outside the UK: should your UK pension stay where it is, move to a SIPP, or transfer to a QROPS (an overseas pension scheme)? We write down the trade-offs.
Global Investment Platforms
Investment accounts, tax wrappers and safekeeping arrangements, offshore or onshore, that match where you live and what you must report.
Education Fee Planning
Paying for international school and university in different currencies without disrupting the rest of your plans.
Insurance & Protection
Life, critical illness, income protection and key-person cover arranged for expats and families living across borders.
Inheritance Tax Planning
Your inheritance and estate tax exposure mapped across countries, then reduced with gifts, trusts, insurance and planning around where you're domiciled.
A full category page, then a full service page — built for readers and search engines.
Your assets, pensions, policies, debts, where you live and your family's goals, mapped in one picture.
Investment, retirement, education, insurance and succession options compared in writing, with costs and trade-offs.
Portfolios, wrappers, transfers and policies arranged through independent regulated firms.
Performance, tax position, how much you pay in, and your estate's tax exposure re-checked every year.
Questions clients ask before choosing a route.
- Do you manage money yourselves?
- No. We design the strategy and choose independent regulated managers and custodians to run it, then keep an eye on them for you.
- Should I transfer my UK pension?
- Sometimes. Leaving it in the UK, moving to a SIPP or transferring to a QROPS each have different tax, charges and flexibility. We compare all three in writing before any advice is carried out by a regulated adviser.
- How is wealth management paid for?
- Through the products used, rather than fixed or hourly fees. Product charges, any payment to us and the total cost are disclosed before anything is done.
- Can this be coordinated with my trust or company structure?
- Yes — that's the point. Wealth planning sits alongside our structuring, banking and relocation work, so your investments, estate plan and companies all fit together.
Start with the category. Leave with the right service path.
We will confirm whether you need a single service, a wider structure, or a staged implementation plan before any fee is agreed.