Asset & Portfolio Management
Investment portfolios run by independent managers, either for you or with your sign-off — in several currencies, with all costs and any adviser payments disclosed.
We don't manage money ourselves. We design what your portfolio should do, choose the independent regulated managers and custodians to run it, and then keep an eye on them for you — a different job, and one you can't do honestly while also selling the product.
Portfolios are built for several currencies from the start. A family earning in dirhams, spending in pounds and paying school fees in dollars has a currency problem before it has an investment problem, and portfolios that ignore that quietly fall short of what the family actually needs to pay.
Costs are shown as one total: manager fee, platform fee, safekeeping, fund charges and trading costs, added up. Any payment to an intermediary is disclosed and passed back in your favour.
What we do for you
- Independent managers chosen for you
- Portfolios in several currencies
- Everything reported in one place
Who usually uses this
- People with $500k+ to invest who want a manager either deciding for them or advising them
- Founders after a sale turning the proceeds into a long-term portfolio
- Trustees and foundation councils who need to choose an independent manager
- Families with several old portfolios that need bringing together and comparing
One team, step by step, from the first call to handing it over.
Your goals, commitments, currencies, time horizon, need for cash and limits, written into an investment policy.
A shortlist of independent managers compared on approach, cost, safekeeping and reporting.
Safekeeping account opened, agreement signed, and investments moved across as they are where that avoids selling unnecessarily.
Quarterly reporting in one place, comparison against benchmarks, and a yearly re-check of the manager.
What you receive.
Every engagement closes with a specialist-reviewed handover pack — retained on file for thirty years.
- An investment policy for your money
- A shortlist of independent managers with costs compared
- A recommendation on safekeeping and platform
- Reporting across all currencies in one place
- A yearly review of the manager and benchmarks
The countries we most often use for this service.
Questions we hear on every intake call.
- Should the manager decide, or advise me?
- Letting the manager decide (discretionary) suits people who want decisions made for them within agreed rules; being advised (advisory) suits people who want to approve every change. Cost and speed differ, and we set out both before you choose.
- Who holds my assets?
- A regulated, independent custodian, in your name or your structure's name. Neither we nor the manager hold your assets.
- Can the portfolio hold several currencies?
- Yes. Portfolios are usually built around one main currency, with portions matched to known future bills such as school fees or a property purchase.
- How are manager and platform costs handled?
- Manager, platform and fund costs, including any intermediary payments, are included in the total cost summary before anything is done.
Start with a twenty-minute call. Come away with a written plan and price.
Every engagement begins with our advisory team and is assigned to the relevant specialists. Fees are quoted in writing before any work begins. No hourly billing.
More on wealth & related work
Personalised Wealth Strategies
One joined-up plan across every country you hold assets in — your goals first, products last, reviewed as your life changes.
Retirement Planning
Retirement planning for people whose pensions, employers and tax residence are spread across several countries.
UK Pension Transfers (SIPP / QROPS)
For people living outside the UK: should your UK pension stay where it is, move to a SIPP, or transfer to a QROPS (an overseas pension scheme)? We write down the trade-offs.
Every engagement begins with a twenty-minute advisory call. The fee is in writing before any work begins. No hourly billing.