Rechtsgebied · Amerika

PanamaBedrijfsoprichting, belasting en bankieren

Particuliere stichtingen om vermogen door te geven en om goud aan te houden.

Panama silhouette
Overzicht

Panama is the classic place for private-interest foundations and trading companies taxed only on local income. The Panama Private Interest Foundation (Ley 25 of 1995) is built for passing on wealth and protecting assets, without beneficiaries in the trust sense — a foundation council manages the assets according to the founder's charter.

Panama doesn't tax income earned abroad at all, which makes it useful for international trading companies and for holding gold and other assets.

Voordelen

Waarom mensen kiezen voor Panama

  • A private-interest foundation built for passing on wealth and protecting assets
  • A foundation council manages the assets under the founder's charter
  • Stichtingen betalen geen belasting over hun vermogen
  • Panama companies pay 0% on income earned abroad
  • Can hold gold in custody, or crypto through licensed custodians
Waarvoor mensen het gebruiken

Waar Panama past

  • Stichtingen
  • Trading cos
  • Gold custody
In een structuur

Waar Panama past in een structuur

Gebruikelijke rol · Beheerder van familievermogen

Panama in a structure · 2 routes
You, as founder
assets placed in it
Panama foundation
Ley 25 of 1995
gold and other assets held
Bank or custodian
Switzerland, the UAE or Singapore
You, as founder
assets placed in it
Panama foundation
Ley 25 of 1995
what the charter and private rules set out
Gezinsleden

The Panama foundation sits between you and your family, holding assets such as gold in custody and passing them on under your charter. It has a founder and a council but no beneficiaries in the trust sense, and pays no tax on its assets in Panama, which doesn't settle what you or your family pay where you live. It relies on strong banking elsewhere, usually in Switzerland, the UAE or Singapore.

Waar het van afhangtSince the Panama Papers, banks are selective: the foundation needs clean paperwork and proof of where the money came from, or it can't bank.

Een vereenvoudigd beeld ter toelichting, geen aanbeveling. Algemene informatie, geen belasting- of juridisch advies.

Bankieren

Een bankrekening openen

Panama's banks are competent but selective since the Panama Papers. Structures with clean paperwork and proof of where the money came from can bank; vague or poorly documented ones can't. More and more, Panama-owned assets bank in Switzerland, the UAE or Singapore.

Belasting

Zo werkt de belasting hier

0% on income earned abroad for Panama companies. 25% on income earned in Panama. No capital gains tax on foreign assets. Foundations pay no tax on their assets.

Substance (echte aanwezigheid)

Echte aanwezigheid, en wie de eigenaren kan inzien

Panama has brought in real-presence rules for regulated and financial-services businesses. Holding foundations and personal wealth structures face lighter tests than active financial firms.

Keuze

Wanneer u hiervoor kiest

Choose Panama for a private-interest foundation to pass on wealth, for owning gold held in custody, or for international trading companies that genuinely earn their income abroad. Pair it with strong banking elsewhere.

Zo adviseren wij

U krijgt een schriftelijke vergelijking, geen verkooppraatje.

Elke Panama aanbeveling krijgt u als schriftelijke vergelijking met de alternatieven. Daarin leest u of de opzet een kritische toets kan doorstaan, hoe makkelijk bankieren zal zijn, welke belastingverdragen gelden, wie de eigenaren kan inzien, wat het per jaar kost om alles draaiende te houden en welk risico uw reputatie loopt. Zo ziet u de voor- en nadelen voordat u zich vastlegt.

Volgende stap

Overweegt u Panama? Vraag eerst een schriftelijke vergelijking aan.

Beantwoord zes vragen en ons team komt bij u terug met een voorselectie, een grove kostenindicatie en de plekken waar u kunt bankieren.

Veelgestelde vragen

Vragen die we bij elke Panama intake horen.

Does a Panama foundation have beneficiaries?
It has a founder and a council but no beneficiaries in the trust sense. Who gets what is set out in the foundation's charter and private rules.
Is Panama on the FATF grey list?
Panama came off the FATF grey list in October 2023 after strengthening its anti-money-laundering and ownership-reporting rules.
Can a Panama foundation hold cryptocurrency?
Yes. Panama foundations can hold any legally recognised asset, including crypto held through licensed custodians.