Rechtsgebied · APAC

SingaporeBedrijfsoprichting, belasting en bankieren

Asia's hub for funds, family offices and company treasuries.

Singapore silhouette
Overzicht

Singapore is Asia's hub for regulated funds, family offices and company treasuries. Its Variable Capital Company (VCC) fund structure, its 13O/13U family-office tax schemes and its well-supervised private banks make it the default choice for Asian and internationally mobile wealth.

Company tax is 17% on paper, but often lower in practice after start-up exemptions and R&D and IP incentives. The regulator is demanding but predictable — filings are dealt with on published timelines.

Voordelen

Waarom mensen kiezen voor Singapore

  • Asia's hub for funds, family offices and company treasuries
  • 13O and 13U schemes exempt designated investment income for qualifying family offices
  • 17% company tax on paper, often lower after start-up, R&D and IP reliefs
  • No capital gains tax and no tax kept back on dividends
  • Asia's deepest private banking and a demanding but predictable regulator
Waarvoor mensen het gebruiken

Waar Singapore past

  • Family offices (VCC/13O)
  • Fintech
  • Treasury
In een structuur

Waar Singapore past in een structuur

Gebruikelijke rol · Family office or fund base in Asia

Singapore in a structure
Gezinsleden
assets placed under management
Singapore family office
13O or 13U scheme
invested for the family
Designated investments

The Singapore company runs the family's investments, or a fund such as a VCC, from a real office in Asia. Under the 13O or 13U scheme, a qualifying single-family office pays no tax on designated investment income. It relies on meeting the scheme's conditions: for 13O, SGD 20m of assets at the start, at least one investment professional and SGD 200k+ of local business spending a year.

Waar het van afhangtSingapore expects real presence, with a physical office, local hires, an active board and at least one director who normally lives there, and the exemption depends on meeting the 13O or 13U conditions.

Een vereenvoudigd beeld ter toelichting, geen aanbeveling. Algemene informatie, geen belasting- of juridisch advies.

Bankieren

Een bankrekening openen

Singapore has Asia's deepest private banking, with top desks at UBS, Credit Suisse (now part of UBS), Julius Baer, DBS Private, OCBC Bank of Singapore and many specialists. Banking for Singapore companies is straightforward; banking for offshore companies owned by Singapore residents now rivals Switzerland.

Belasting

Zo werkt de belasting hier

17% company tax, with real reliefs for start-ups, R&D and qualifying IP. No capital gains tax and no tax kept back on dividends paid to shareholders. Personal income tax rises to 24%, but the 13O and 13U family-office schemes give qualifying single-family offices a full income tax exemption on designated investments.

Substance (echte aanwezigheid)

Echte aanwezigheid, en wie de eigenaren kan inzien

Singapore expects real presence — a physical office, local hires, an active board. A 13O family office needs SGD 20m of assets under management at the start, at least one investment professional, and SGD 200k+ of local business spending a year. 13U needs SGD 50m and higher spending and staff levels.

Keuze

Wanneer u hiervoor kiest

Choose Singapore when the family or fund is genuinely focused on Asia, when a 13O/13U family office fits the size of your assets, or when investors expect a Singapore structure by default (usually Asian investors and institutional co-investors).

Zo adviseren wij

U krijgt een schriftelijke vergelijking, geen verkooppraatje.

Elke Singapore aanbeveling krijgt u als schriftelijke vergelijking met de alternatieven. Daarin leest u of de opzet een kritische toets kan doorstaan, hoe makkelijk bankieren zal zijn, welke belastingverdragen gelden, wie de eigenaren kan inzien, wat het per jaar kost om alles draaiende te houden en welk risico uw reputatie loopt. Zo ziet u de voor- en nadelen voordat u zich vastlegt.

Volgende stap

Overweegt u Singapore? Vraag eerst een schriftelijke vergelijking aan.

Beantwoord zes vragen en ons team komt bij u terug met een voorselectie, een grove kostenindicatie en de plekken waar u kunt bankieren.

Veelgestelde vragen

Vragen die we bij elke Singapore intake horen.

What is a 13O family office?
Under Section 13O of Singapore's Income Tax Act, qualifying single-family offices don't pay tax on designated investment income. You need SGD 20m of assets, at least one investment professional, and yearly local business spending.
How long does a Singapore company take to form?
Five to ten working days from start to finish, including appointing a local director, a registered office and an initial banking plan.
Do I need a local director?
Yes. Every Singapore private company must have at least one director who normally lives in Singapore. We provide checked independent directors if you don't have your own.