EstoniaBedrijfsoprichting, belasting en bankieren

Waarom mensen kiezen voor Estonia

• No company tax on profits you keep and reinvest in the company
• Run fully online through e-Residency, with online filings and no paper
• No tax kept back on dividends to most people abroad
• An EU company suited to software, consulting and e-commerce

Waar Estonia past

• Digital operating companies
• SaaS and agencies
• Crypto-adjacent fintech

Waar Estonia past in een structuur

Gebruikelijke rol · Online EU operating company

The Estonian OÜ (private company) is the company your clients pay, usually for software, agency or consulting work. Profits kept in the company aren't taxed, so a growing business can build up money there, and tax of roughly 22% applies only when profits are paid out. e-Residency gives you a digital ID to sign and file online, but it doesn't make you tax resident.

Waar het van afhangtWhere you're taxed personally depends on where you live and the company is taxed where it's run from, owners' names are public, and without a real Estonian link you'll usually bank with payment firms such as Wise or Payoneer.

Een vereenvoudigd beeld ter toelichting, geen aanbeveling. Algemene informatie, geen belasting- of juridisch advies.

Een bankrekening openen

Estonian banks (LHV, SEB, Swedbank) will take on companies with a real Estonian connection — a local director, local clients or local staff. Companies set up purely through e-Residency with no Estonian ties usually use EU payment firms such as Wise or Payoneer instead. We plan the payment setup alongside the company.

Zo werkt de belasting hier

0% company tax on profits kept in the company. Profits paid out are taxed at 22/78 of the amount paid, roughly 22%, falling to 14/86 for regular dividends in some cases. No tax is kept back on dividends to most people abroad. Salaries carry 20% income tax plus 33% social tax if the employee is Estonian.

Echte aanwezigheid, en wie de eigenaren kan inzien

Estonia expects you to be able to identify and contact the company's management board; if the board lives abroad, a local contact person is required. Owners' details are public on the Business Register. e-Residency gives you a digital ID for signing and filing — it doesn't make you tax resident, give you a right to a bank account, or let you work there.

Wanneer u hiervoor kiest

Choose Estonia for a lean, online EU company that reinvests its profits, especially software, consulting and e-commerce businesses whose owners don't mind their names being public.

U krijgt een schriftelijke vergelijking, geen verkooppraatje.

Elke Estonia aanbeveling krijgt u als schriftelijke vergelijking met de alternatieven. Daarin leest u of de opzet een kritische toets kan doorstaan, hoe makkelijk bankieren zal zijn, welke belastingverdragen gelden, wie de eigenaren kan inzien, wat het per jaar kost om alles draaiende te houden en welk risico uw reputatie loopt. Zo ziet u de voor- en nadelen voordat u zich vastlegt.