Real Estate Structuring
Own high-value property through properly run companies in tax-efficient countries.
We design the ownership structures that hold high-value homes and commercial property across the UK, EU, Gulf, US and Caribbean. Buying the property takes weeks; the structure that owns it will decide refinancing, selling, inheritance and audits for the next thirty years — and that's what we design for.
Every recommendation comes as a written comparison: where the owning company sits, owning personally versus through a company, whether to add a trust or foundation, whether lenders will accept it, stamp duty and similar purchase taxes, inheritance and capital gains tax, and who can see the owner. You see the trade-offs before you commit — not after completion.
We work with lenders, conveyancers and tax advisers in each country. You get a specialist-checked structure plan that a private bank, a mortgage lender or a future buyer's lawyers can read and rely on.
What we do for you
- Stamp duty and inheritance tax planned for
- Structures lenders will accept
- Clear ownership across borders
Who usually uses this
- Wealthy individuals buying a main or second home in another country
- Family offices bringing homes and commercial property together
- Investors building a rental portfolio with a mortgage
- Developers setting up a joint venture for one project or a fund
One team, step by step, from the first call to handing it over.
Ownership, tax residence, lender and succession goals mapped before you make an offer.
Where the company sits, personal vs company ownership, any trust, and the stamp duty and inheritance tax worked out.
Company set up, shares issued, banking, the lender coordinated and the purchase completed.
Yearly compliance, filings and readiness to refinance, all put in the calendar.
What you receive.
Every engagement closes with a specialist-reviewed handover pack — retained on file for thirty years.
- Structure plan and company diagram
- Stamp duty, capital gains tax and inheritance tax analysis
- Owning company set up, with bank accounts
- Paperwork a lender will accept
- Yearly compliance calendar
The countries we most often use for this service.
Questions we hear on every intake call.
- Should I own UK property personally or through a company?
- It depends on the mortgage, the rental income, how long you'll hold it and where you live. Company ownership avoids the annual tax on enveloped dwellings (ATED) for genuine rental businesses, but expensive homes bought by a company pay a 15% stamp duty surcharge; personal ownership keeps the main-home capital gains relief but leaves the value exposed to inheritance tax. We model both before you buy.
- Can an offshore company get a UK mortgage?
- Yes, with a specialist private lender. We check the lender will accept that particular company and ownership structure before you make an offer.
- Do you handle the conveyancing?
- No. We work with your conveyancer or introduce checked lawyers in each country. We own the structure; the conveyancers handle the purchase.
Start with a twenty-minute call. Come away with a written plan and price.
Every engagement begins with our advisory team and is assigned to the relevant specialists. Fees are quoted in writing before any work begins. No hourly billing.
More on structures & related work
Offshore & Onshore Company Formation
We set up companies in the BVI, Cayman, the UAE, Singapore, the UK, Delaware and 55 more places — ready for a bank account, with proof that the company is genuinely run where it's registered.
US LLC (Wyoming) for Non-US Owners
A Wyoming LLC for people who live and work outside the US. With no US office, staff or agent, the US generally charges no federal income tax on it and Wyoming has no state income tax. We set it up, get the EIN and the US bank account, and keep the yearly filings done.
Corporate Structuring
Groups of companies across several countries: holding companies, companies that own your IP, joint-venture companies, and moving a company to a new country.
Every engagement begins with a twenty-minute advisory call. The fee is in writing before any work begins. No hourly billing.