Insights, guides & briefings.
Working papers from our senior advisors on cross-border structuring, banking, licensing, mobility and tax. Long-form guides for the topics that repay careful reading; short briefings when the news moves.
Tier-by-tier diagrams of holding stacks, funds, trusts, licensed entities and asset vehicles — with the tax drivers and the failure points.
Browse the library →The brief, the structure we built, the sequence of steps, the timeline and the fee model — real files, identifying detail removed.
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Your UK state pension when you live abroad: frozen or uprated, and how to claim it
Which countries get yearly State Pension increases, how to claim from abroad, what counts towards it and who taxes it, with 2026/27 rates.

Transferring a pension into a SIPP: the steps, the fees and what you could lose
How a SIPP transfer works, the fees involved, the guarantees you could lose, the £30,000 advice rule and what changes if you live abroad.

The UK pension mistakes people make before moving abroad
Cashing in, transferring too early, platforms, lost pots, foreign tax on lump sums and the April 2027 IHT change, for Brits moving abroad.

QNUPS Explained: The Overseas Pension That Sits Outside UK Inheritance Tax
What a QNUPS is, how it differs from a QROPS, the inheritance tax position after the residence-based reform, and the mistakes that make HMRC treat one as a sham.

QROPS in 2026: Transferring a UK Pension Overseas Without Triggering the 25% Charge
What a QROPS actually is, when the 25% overseas transfer charge applies after the 2024 rule change, the reporting periods that keep biting, and who should not transfer at all.

UK pension transfers abroad: SIPP, ROPS and the questions nobody asks first
A director-led guide to moving or keeping a UK pension when you live abroad — the Overseas Transfer Charge, SIPP versus ROPS, currency, and the five tests we apply before recommending anything.

Drawdown across borders: sequencing withdrawals when you retire in a different country
Which pot to draw first, how treaties allocate taxing rights on pension income, and why the order of withdrawals is worth more than an extra 0.5% of return.
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