Frequently asked

Every question we're asked.

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About the firm

How is the firm organised?

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PWS Offshore coordinates a global network of tax, legal, banking, structuring, compliance and wealth specialists. Each engagement has a defined lead, written scope and clear responsibilities.

Are you regulated?

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No. PWS Offshore is not a regulated firm. We are an advisory and structuring practice. Where a matter requires regulated advice — for example pension transfers, insurance or investment management — we coordinate with appropriately authorised third parties and disclose them to you before anything is implemented.

Where do you work?

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Across 60+ jurisdictions. Senior advisors sit in Hong Kong, London, Dubai and Singapore. Files can be run in any timezone.

How engagements work

What does an engagement look like?

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A short call to understand what you need. A written fee proposal within five business days. A signed engagement letter. Work starts the day your deposit clears and our identity checks are done.

How do you charge?

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No hourly billing. Fees are written upfront. No surprise invoices. Retainers scoped separately for ongoing work.

What is the minimum engagement?

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A written-fee diagnosis from £1,500, with no hourly billing. Anything below that is a phone call — free, and often the right answer.

How long do things take?

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Entity formations: 3–20 business days depending on the jurisdiction. Bank onboarding: 4–14 weeks. Licences: 5–18 months. We commit to timelines in the engagement letter.

Do you accept every client?

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No. We decline where the file cannot be run cleanly, where sanctions or reputation risk exist, or where a client wants an outcome the rules do not permit. This is why the first call is genuinely free.

Compliance & confidentiality

What CDD do you require?

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Identity checks to international (FATF) standards: certified ID, proof of address, where the money for this matter came from, how you built your wealth overall, and charts of any companies involved. We keep files for 30 years.

Is my file confidential?

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Yes. Advisor-only access, encrypted at rest, no cloud AI processing of client data. Confidentiality is written into every engagement letter.

Do you report to tax authorities?

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Where the law requires it — international tax-information exchange (CRS, FATCA, DAC8) and registers of who owns companies — yes, without exception. We help you comply; we don't help you hide.

Can you help with a matter that's already gone wrong?

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Often, yes. Remediation is a specialism: bank exit notices, filing backlogs, structure clean-ups ahead of a sale or audit. Call before it escalates.

Banking

Can you guarantee a bank account?

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No serious firm can. What we can do is send banks applications they're willing to accept — we work with 25+ business banks, track every week who they're taking on, and tell you honestly up front when a bank won't take you.

Which banks do you work with?

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Named privately during engagement. Publishing bank names attracts the wrong applicants and burns relationships.

Do you handle personal banking?

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Private banking — Singapore, Hong Kong, Monaco, Switzerland — yes. Retail current accounts, no.

Structuring

What is 'offshore' in 2026?

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A structure that is legal, disclosed to every relevant authority, and built for a defined commercial reason. Anything else is a liability, not a plan.

Which jurisdiction is best?

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There isn't a 'best' — there is one that fits your commercial reality, your tax residence, your banking needs and your reporting obligations. That is the entire scope of our first call.

Can you help with US persons?

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Yes, with a US lawyer involved. For anyone the US taxes, US tax and reporting rules apply on top of every offshore decision, so we insist on qualified US advice alongside our work.

Mobility & residency

Do you sell citizenship?

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No. We advise on the 14 government-approved citizenship-by-investment programmes and dozens of residency routes, and we run the application. Fees go to the government and to us — not to a broker.

How quickly can I change tax residency?

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It depends on the country you're leaving. Some treat you as gone the day you leave. Others, like the UK, apply legal tests over several tax years. We look at both the country you're leaving and the one you're moving to.

Still have a question?

A twenty-minute call with our advisory team. Free, confidential, and useful even if we're not the right fit for the matter.